The Janani Suraksha Yojana (JSY) is a 'safe motherhood' initiative launched by the Government of India in 2005 under the 'National Health Mission.' The primary objective of this scheme is to reduce maternal and infant mortality rates by encouraging pregnant women particularly those from poor and rural families to opt for institutional deliveries at government or accredited private hospitals. Under the JSY, eligible women receive not only free medical care during pregnancy and childbirth but also financial assistance. 'ASHA' (Accredited Social Health Activist) workers are also integral to this scheme; they assist women in accessing healthcare services and ensure safe deliveries, thereby contributing to the overall improvement of maternal and child health across the country.
Janani Suraksha Yojana 2026 Objective - Check Application Process
The primary objectives of JSY are:
- Reduce maternal mortality rate (MMR)
- Reduce infant mortality rate (IMR)
- Promote safe institutional delivery among poor pregnant women
JSY Yojana 2026 Key Features
Fully centrally sponsored scheme
Focus on BPL (Below Poverty Line) women, SC/ST women
Special focus on low-performing states
ASHA workers help pregnant women access benefits
Janani Suraksha Yojana 2026 Benefits
(The monetary amount may vary depending on the state and region)
- Rs. 700 - For institutional delivery in rural areas
- Rs. 600 - For institutional delivery in urban areas
- Rs. 500 - For home delivery (in certain cases, for women belonging to BPL households)
Janani Suraksha Yojana 2026 Eligibility
- Pregnant women (generally 19 years or above)
- Belonging to poor/BPL families
- Delivery in government or approved private hospital
- Benefits usually available for up to two live births
Janani Suraksha Yojana (JSY) 2026 Application Procedure
- Register your pregnancy at the nearest government hospital or health centre.
- Contact an ASHA worker, ANM, or Anganwadi worker.
- Submit the required documents (proof of identity, bank details, etc.).
- Benefit is given after delivery.
Janani Suraksha Yojana 2026 - Frequently Asked Questions (FAQ):
Q1. What is the main aim of JSY?
- Answer: To reduce maternal and infant deaths by promoting hospital deliveries.
Q2. Who gets benefit?
- Answer: Poor pregnant women, especially from rural and low-income families.
Q3. Is hospital delivery necessary?
- Answer: Yes, for full benefits (except some cases like BPL home delivery).
Q4. Who helps in availing the scheme?
- Answer: ASHA workers guide and assist pregnant women.

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