The 'Stand-Up India Scheme' is one of the flagship initiatives of the Government of India, launched on April 5, 2016, with the aim of fostering an entrepreneurial culture among Scheduled Castes (SC), Scheduled Tribes (ST), and women. Under this scheme, banks provide loans ranging from Rs.10 lakh to Rs.1 crore to eligible individuals for establishing new (greenfield) enterprises in any of the three sectors: manufacturing, services, or trading. Its primary objective is to assist relatively underrepresented sections of society in starting their own businesses, create employment opportunities, and ensure financial inclusion.
Overview of Stand Up India Scheme 2026 - Check Application Status
The Stand Up India Scheme is an initiative of the Government of India designed to promote entrepreneurship among women and SC/ST communities through a simple step by step process. First, eligible applicants identify a new (greenfield) business idea and prepare a basic project plan. They then apply through a bank or the official portal and submit the required documents. After verification, the bank processes and sanctions a loan ranging from Rs.10 lakh to Rs.1 crore. Once approved, the funds are used to start the business, while additional support like training, guidance, and handholding is provided to help entrepreneurs successfully establish and grow their ventures.
Objectives of Stand Up India Scheme 2026
- Promote entrepreneurship among SC/ ST and women
- Support new business (greenfield) projects
- Generate employment opportunities
- Ensure financial inclusion through bank credit
Key Features & Benefits of Stand Up India Scheme
Loan Amount: From Rs.10 Lakhs to Rs.1 Crore.
Target Beneficiaries: Scheduled Caste/Scheduled Tribe and women entrepreneurs.
Covers manufacturing, service & trading sectors
Includes support like handholding, training, and guidance
Loans provided through scheduled commercial banks
Eligibility Criteria of Stand Up India Scheme 2026
The business project must be a new (greenfield) project.In case of non-individual enterprises, 51% ownership must be with SC/ST or woman
How to Apply of Stand Up India Scheme 2026
Online:-
- Apply through the official Stand Up India portal by filling out the application form, uploading documents, and submitting your business proposal.
Offline:-
- Visit the nearest bank branch, discuss your business idea, and submit the required documents to apply for the loan.
Required Documents of Stand Up India Scheme 2026
- Proof of Identity (Aadhaar, PAN)
- Proof of Address
- Caste Certificate (where applicable)
- Business Plan / Project Report
- Bank Details
- Any other documents required by the bank
Stand-Up India Scheme 2026 - Frequently Asked Questions (FAQ)
Q1. What is the Stand Up India Scheme?
Answer: It is a scheme by the Government of India that provides bank loans to SC/ST and women entrepreneurs to start new businesses.
Q2. Who can apply for this scheme?
Answer: Women and individuals belonging to SC or ST aged 18 years and above can apply.
Q3. What is the loan amount under this scheme?
Answer: Loans range from Rs.10 lakh to Rs.1 crore.
Q4. Can I apply online?
Answer: Yes, you can apply through the official Stand Up India portal or by visiting a bank branch.

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