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PM Vishwakarma Yojana 2026 - Benefits, Eligibility & How to Apply

The PM Vishwakarma Yojana is an initiative launched by the Central Government aimed at supporting and empowering traditional artisans and craftspeople across India. The primary objective of this scheme is to enhance the livelihoods and living standards of artisans by providing them with skills training, modern tools, financial assistance, and market opportunities. It primarily focuses on workers engaged in traditional, family based professions such as carpentry, blacksmithing, tailoring, and pottery. Under this scheme, beneficiaries receive a 'Vishwakarma Certificate' and an identity card; additionally, they gain access to collateral free loans at subsidized interest rates. By integrating financial support, skills development, and digital empowerment, this scheme helps artisans become self-reliant and expands their income generating opportunities in both local and international markets.

PM Vishwakarma Yojana

Overview of PM Vishwakarma Yojana 2026

  • Scheme Name: Pradhan Mantri Vishwakarma Yojana
  • Launched: 2023
  • Supports: traditional artisans and craftsmen
  • Provides: skill training and toolkit incentive (Rs.15,000)
  • Offers: collateral-free loans up to Rs.3 lakh
  • Includes: interest subsidy (5%)
  • Gives: Vishwakarma Certificate & ID Card
  • Promotes: digital payments and market access
  • Official Website: pmvishwakarma.gov.in

Key Benefits of PM Vishwakarma Yojana 2026

  • Recognition - Vishwakarma Certificate and ID Card
  • Skill Training - Basic and Advanced Training Programs
  • Tool Support - Financial assistance of Rs.15,000 for tools
  • Credit Support -
  • First Loan: Rs.100,000 (at a low interest rate)
  • Second Loan: Rs.200,000
  • Interest Subvention - Interest rate of only 5%
  • Digital Support - Rs.1 per digital transaction
  • Marketing Support - Branding, Packaging, and Market Linkages

Eligible Professions of Pradhan Mantri Vishwakarma Yojana 2026

Under the PM Vishwakarma Yojana, a wide range of traditional professions have been included with the aim of providing assistance to artisans engaged in hereditary or family based occupations. These professions include carpenters, blacksmiths, goldsmiths, potters, cobblers, tailors, barbers, washermen, masons, basket makers, doll and toy makers, fishing net makers, and other similar skilled workers.

Eligibility of PM Vishwakarma Yojana 2026

The applicant must be an Indian citizen engaged in traditional crafts or handicrafts. The applicant must be 18 years of age or older and employed as a self-employed worker in the unorganized sector. Only one member per family shall be considered eligible for this benefit.

Application Process of PM Vishwakarma Yojana 2026

Online -

Applicants can apply online through the official 'PM Vishwakarma' portal. To do so, they must register via Aadhaar verification, fill in their personal and professional details, upload the necessary documents, and submit the application.

Offline -

For offline applications, applicants may visit their nearest 'Common Service Center' (CSC) or local government office in person. There, CSC operators will assist with filling out the application form and uploading the necessary documents.

Required Documents for Pradhan Mantri Vishwakarma Yojana

  • Aadhaar Card
  • Mobile Number (linked with Aadhaar)
  • Bank Account Details
  • Proof of Profession
  • Passport-size Photograph

PM Vishwakarma Yojana 2026 - Frequently Asked Questions (FAQ)

Q1. Who can apply for PM Vishwakarma Yojana?

Answer: Traditional artisans and craftspeople involved in family-based occupations can apply.

Q2. Is there any subsidy?

Answer: Yes, interest is subsidized to 5%.

Q3. Is training compulsory?

Answer: Yes, training is part of the scheme benefits.

Q4. Where to apply?

Answer: Online portal or nearest CSC center.

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