Pradhan Mantri Kisan Maandhan Yojana 2026 - PM KMY Yojana

The Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a central pension scheme of the Government of India, launched by the Ministry of Agriculture and Farmers Welfare for the country's small and marginal farmers. The primary objective of this scheme is to provide social security and financial assistance to farmers during their old age. Under this scheme, eligible farmers receive a guaranteed monthly pension of at least Rs.3,000 upon attaining the age of 60. Farmers contribute a small monthly amount based on their age, and the Government of India contributes an equal amount to the pension fund.

Pradhan Mantri Kisan Maandhan Yojana 2026 Overview

• Scheme Name: Pradhan Mantri Kisan Maandhan Yojana (PM-KMY)
• Launched By: Government of India
• Department: Ministry of Agriculture & Farmers Welfare
• Launch Year: 2019
• Beneficiaries: Small and Marginal Farmers
• Minimum Pension: Rs.3,000 per month
• Age Limit: 18 to 40 years
• Pension Starts At: 60 years
• Contribution: Monthly contribution by farmer and government
• Application Mode: Online / CSC Centers

PM KMY Yojana 2026 Objectives

To provide financial security to farmers after retirement.
To support small and marginal farmers during old age.
To encourage savings among farmers.
To reduce dependency on others after the age of 60 years.

PM Kisan Maandhan Yojana 2026 Eligibility Criteria

Farmers who possess cultivable land and fall under the category of small and marginal farmers are eligible to apply for this scheme. The applicant must be between 18 and 40 years of age. The farmer must possess a valid Aadhaar number and a bank account linked to their Aadhaar. Farmers who are already covered under various schemes such as EPFO, ESIC, or NPS or who pay income tax will not be considered eligible for this scheme.

Pradhan Mantri Kisan Maandhan Yojana 2026 Benefits

• Assured monthly pension of Rs.3,000 after 60 years of age.
• Government contributes an equal amount to the farmer's contribution.
• Family pension benefit to spouse after the death of the beneficiary.
• Easy enrollment through Common Service Centers (CSC).
• Secure pension system backed by the Government of India.

Pradhan Mantri Kisan Maandhan Yojana 2026 How to Apply

Eligible farmers can apply for this scheme by visiting their nearest Common Service Center (CSC) or through the official pension portal. At the time of registration, applicants must provide their Aadhaar details, bank account information, and land records. Upon successful verification, the monthly contribution amount will be automatically deducted from the beneficiary's bank account.

PM-KMY Yojana 2026 Required Documents

1. Aadhaar Card
2. Bank Passbook
3. Mobile Number
4. Land Records/Documents
5. Passport Size Photograph

Pradhan Mantri Kisan Maandhan Yojana 2026 - Frequently Asked Questions (FAQs):

Q1. Who can apply for PM-KMY?

• Answer: Small and marginal farmers between 18 and 40 years of age can apply.

Q2. How much pension is provided?

• Answer: Beneficiaries receive Rs.3,000 per month after the age of 60 years.

Q3. Is Aadhaar mandatory?

• Answer: Yes, Aadhaar is mandatory for registration.

Q4. Can a farmer exit the scheme?

• Answer: Yes, voluntary exit options are available under certain conditions.